Capital that moves at the speed of your daily sales.
IronGate Fund provides fast, flexible Merchant Cash Advance solutions that align with your card and ACH revenue. No long-term debt, no equity dilution — just future receivables, advanced today.
Revenue-aligned funding for modern businesses
Merchant Cash Advances are built for businesses with strong card and bank deposit volume. Instead of a fixed monthly payment, a small percentage of your future receivables is remitted until the advance is fully satisfied.
Fast decisions, clear terms
Submit a streamlined application and recent bank and processing statements. We focus on business performance, not just traditional collateral.
Payments that flex with sales
Remittances are tied to your card and ACH revenue. When sales slow, remittances adjust accordingly, supporting your cash flow.
Dedicated, direct support
Work with a team that understands daily operations, seasonality, and growth plans — not just your last tax return.
Three steps from request to funding
The process is designed to be straightforward for owners and finance teams. You share your numbers, we underwrite, and if approved, you choose terms that align with your cash flow.
1. Submit your business details
Complete a short funding request with basic business, owner, and revenue information. Upload recent bank and processing statements when requested.
2. Review tailored offers
If your business qualifies, we present one or more Merchant Cash Advance scenarios, outlining advance amount, factor rate, and estimated holdback.
3. Receive funds & remit from sales
Once you e-sign your agreement, funds are typically sent to your business bank account. Remittances occur automatically from your future receivables.
Tell us about your business & capital needs
Share a few details to help us understand your business profile and desired advance amount. A member of the IronGate Fund team will review your request and follow up with next steps and any documentation needed.
No obligation: Submitting this form does not commit your business to accept an offer. All information is reviewed confidentially.
Connect with IronGate Fund
Have a question before you submit a request, or want to talk through Merchant Cash Advance options in more detail? Share a few details and we’ll connect you with the right contact.
Relationship-driven funding
We know that every business is different. Whether you operate a single-location storefront or a growing multi-state presence, our team takes time to understand your revenue patterns, seasonality, and growth plans.
Use the funding request form above to start an application, or reach out using the details here for general inquiries.